Who is the best insurance company for my vehicle after an accident?

Your safe repair may not align with your insurance plan! Choose the BEST insurance company and plan that does!

You have a decision to make! You want to chose the best insurance company for your vehicle should you one day unfortunately need repair. When it matters most, You want your insurance company to provide you repair at a body shop that is safe, honest, and effective.

Our collision shop, Mannes Body Shop in Holland, Michigan, works with all insurance companies. For 85 years, we encounter companies with integrity, and those with none. Vehicles have drastically changed over the past years, including how they should be safely repaired after an accident. Your insurance company may not be keeping up with these changes, or at the very least isn’t willing to pay for safe repairs. It is really important you chose a company and policy that do.

” My safety isn’t a main concern of my insurance company after an accident?”

To understand this, Let’s compare your insurance company with the manufacturer of your vehicle.

Vehicle manufacturers supply repair shops with all protocol procedures so repairs on your vehicle are reliable and safe. It is imperative that collision repair shops have access to this information, and follow vehicle’s manufacture guidelines for every repair. The guidelines specify the types of parts allowed, and the necessary calibration and testing required after your car has experienced an accident. With today’s advanced driver safety systems, it’s important your vehicle adheres to a safe repair. It is the mission at Mannes Body Shop to make sure every vehicle experiences the most safe, honest, and effective repair. We ensure this when we follow all procedures given by your vehicle manufacturer. Why? Your life depends on it when you return back on the road after an auto accident.

“So, what is the priority of my Insurance Company then?”

The type of vehicle insurance policy you purchased often dictates what your insurance feels responsible for. Many times, insurance policies put a limit on the type of parts used, and labor
operations involved in a collision. Your insurance company might only cover aftermarket parts or used parts that are available, even if the vehicle manufacturer does not approve them. Insurance policies often prioritize the cheapest, most cost-effective parts, regardless of whether they have undergone safety testing or received quality ratings. After a vehicle crash, it is crucial to ensure that the repairs meet quality standards for reliable performance. See more on this here: https://www.mannesbodyshop.com/vehicle-care/how-does-a-body-shop-decide-what-is-the-best-part-to-use-for-fixing-my-vehicle-new-oem-or-used-aftermarket/

Certain insurance companies may also have limitations on what labor operations they are willing to
pay even though certain operations are necessary to restore your vehicle back to its proper original condition. Mannes Body Shop only approves safe, honest, and effective repairs. We are here to help advocate for you by providing your insurance company all documentation required for safe repairs. A proper insurance plan should value the same for you. But due to most people purchasing insurance policy based on price, some plans prove their shallow ability to cover you in the way you need it to. While price is something to consider, it rarely is the best indicator of what insurance company is the best fit for your vehicle.

Mannes Body Shop recommends calling a local agent to help you with the process of insuring your vehicle.

A local agent, representing a local company, can answer questions about your policy and
provide you multiple options to suit your needs. Prepare for an accident by understanding the limitations of your policy if you need to make a claim for damage. A general rule we teach customers to follow is this:

Often, the insurance companies you see advertising the greatest, are the ones that treat their customers the worst! Know it can be different. You deserve better.

Many larger national brands have become more concerned with customer acquisition than customer retention. In other words, it’s cheaper for them to spend millions of dollars advertising to new customers than properly take care of the customers they already have.

Ask your local agent if your plan includes:

• “new and safety tested and engineered original equipment manufactured parts“,

• rental coverage

• a body shop that works with manufacturer certification standards for your repair. (This ensures your collision repair shop meets methods and technology supporting the most safe and reliable repair for you.)

Mannes Body Shop can help you through the claim process, and explain potential problems that may arise due to your insurance policy. While the answer to the question “who’s the best insurance company?” may seem complicated, repairing your vehicle correctly doesn’t need to be. Mannes Body Shop is here to help you with both! Our 85+ years of experience can assure you.

Check out this video by Subaru that describes this more in depth https://www.youtube.com/watch?v=uBYea6Ci3Pw This is true for all manufactured vehicles. Just like not all insurance companies are the same, neither are collision-centers. Look for a body shop that holds integrity in its repair. https://www.mannesbodyshop.com/vehicle-care/the-best-body-shop-near-me-and-how-to-be-informed-youve-made-the-right-choice/